This Privacy Policy discloses the practices of IBIZI (the “Company”, “Ibizi”, “ibizi”, “we”, “We”, “our”, “Our”, “us” or “Us”) concerning Personal and/or Non-Personal information (“Information”) we obtain by and through your use of the IBIZI website (“Site” or “Website”) or IBIZI mobile application (“App” or “Application”) and the services (“Services”) provided by IBIZI through the Site and App. This Privacy and Policy (“Privacy Policy” or “Privacy Policies”) become effective as soon as you visit or use the Site or App.
The purpose of this Privacy Policy is to explain the types of Information IBIZI obtains about users of our App and/or Site. By accessing our Site or our Service, you accept our Privacy Policy and Terms of Use and you consent to our collection, storage, use and disclosure of your Information as described in this Privacy Policy.
Note this Privacy Policy does not apply to information collected through any means other than the Site or App, including information that you provide to IBIZI offline or through any means other than this Site or App. References in this Privacy Policy to "you", “You”, “Your” or "your" or variations thereof shall mean individual users of the Site or App.
IBIZI collects Information in various ways such as when you voluntarily submit information to the Site or the App, access the Services, automatically through your browsing and use of the Site, provided by third-party service provider. We collect a range of information, such as:
Information you provided through your account set up or communication with us – If you have created an account, we will collect your login information, name, alias phone number, email address, account name, driver’s license, address, age, credit card, banking information, signatures, social media information (e.g., Facebook name, Twitter handle, Instagram name, etc.), personal identifier, other similar identifiers. We collect Information that you provide when you communicate with us by email, in person, chat, survey, phone, text massage, comment postings, reviews, testimonial, social media information (e.g., Facebook name, Twitter handle, Instagram name, etc.), other similar information. Demographic Information and similar Information may also be collected, such as age, race, gender, gender identity, national origin, religion, sex, citizenship, medical condition, military or veteran status, education, or date of birth.
Information Automatically Collected – We automatically collect technical Information about your online interactions when you visit or interact with our Services, Site and App such as internal protocol address and IP address, cookies, server logs, type of browser software you use, or other unique identifier related to you or your Device, Device location, characteristics, and capabilities, prior and current web activity, your IBIZI Site and App activities and related click data, and browsing preferences and other similar Information.
Internet activities (“Tracking”) Information may also be collected such as your browsing history, search history, web beacons, cookies, tags, in-app tracking methods, device and activity monitoring, and Information regarding your interactions with us (including interacting with us online, by mobile application, and through advertisements). We may use unique identifiers to collect information about your use of the Services on an individual basis, such as length of time spent on a particular page and pages viewed during a particular log-in period. We use this information to evaluate and improve the Services. These may include, for instance, a unique identifier associated with a cookie stored on your browser. It may also include a mobile advertising identifier associated with your mobile device, such as Apple's Identifier for Advertisers ("IDFA") and Google's Advertising ID. We may use mobile advertising identifiers to collect information for interest-based advertising and analytics purposes.
Information From Third Party and Other Public Sources – We receive Information about you and your interactions with us from third parties, such as credit reporting entities, marketing and advertising providers, social network services, data brokers, and companies that provide or sell lists of potential purchasers. Information received from public sources includes entities from which public records are obtained and Information you submit in public forums.
Financial Information – When you make a purchase through the Services, we may collect your credit card information or bank account information, such as the name and contact information of your financial institution, account type, account number, and routing number. Your credit card information is processed and stored by a third-party service provider. Your bank account information may be processed and stored by a third-party service provider.
Consumer behavior and history Information – Consumer Information collected may include your records of products or services purchased, obtained, or considered, Information you provide or post using the Service, or other purchasing or consuming histories or tendencies.
Feedback and Surveys – From time to time we, or one of our Business Partners or other third-party service providers, may ask you to complete surveys or provide feedback to help us improve our Services. If you choose to participate in one of our surveys or provide feedback, we collect the information you provide as part of that survey. Participation is completely voluntary, and you therefore have a choice whether to disclose your information.
We and our third-party service providers use the information collected for a variety of purposes.
We may use your Information to market our products or services or those of third parties, such as our business partners or other users of our Service. We may use your Information to invite you to participate in questionnaires, surveys, promotions, etc. We may audit aspects of our ad impressions. We may use your Information to enhance our content and to deliver advertisements to you, including commercial emails.
We may use your Information for legal, safety, or security reasons, such as to comply with legal requirements; protect our safety, our property, or rights of those who interact with us, or others; and detect, prevent, and respond to security incidents or other malicious, deceptive, fraudulent, or illegal activity. We may convert Information into a de-identified, anonymized, or aggregated format, and use such information for any legal purpose.
We may use your Information to send you marketing materials or other promotional messages via mail, email, text, push notifications or other methods regarding our Services or other products or services offered by our Business Partners that may be of interest to you.
We use Tracking and other Information to remember user preferences, maximize the performance of our website(s) and Service, provide you with offers that may be of interest to you, measure the effectiveness of our email and other advertising campaigns, and to personalize online content. These Information may be used to track you across Devices and websites over time for purposes such as to associate different Devices to you and deliver relevant ads and/or other content to you on the Service and certain other online services.
We may share your information with our corporate subsidiaries, partners and affiliates for the purposes described in this Privacy Policy. We may share information about you with vendors, lenders, financial services companies, vehicle listing and advertising platforms, and other third parties with which we have a commercial relationship ("Partners") to fulfill your request for Services; to meet the terms of any agreement that you may have with us or our Partners; to share promotions with you; for Partners to contact you directly about their products and services; for benchmarking and data analytics by us or our Partners; or to manage our business. In particular, we share your credit application details with certain Partners in connection with your request for financing. Our Partners also may include the operators of Site and App. In those cases, certain of your information may be used by those Partners in accordance with their own Privacy Policies.
Our Site, App and Services integrate certain third-party plugins. Even if you do not click on these plugins, they may collect information about you, such as your IP address and the pages that you view. They also may set and/or access a cookie. These plugins are governed by the Privacy Policy of the other company providing them.
Your reviews and testimonials may be publicly viewable or viewable by anyone who uses the Services. Therefore, if you upload or share any information as part of a review or testimonial, unless otherwise expressly stated by IBIZI, such information may become publicly available. This means that the information may be collected, used, or redistributed by others, so please proceed with caution before providing any sensitive or confidential information as part of a review or testimonial.
The Information is also shared for auditing and compliance, such as auditing related to a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards.
The Information may be transferred in the occurrence of mergers and acquisitions, including in the event IBIZI undergoes a corporate reorganization such as a merger, acquisition, sale of part or all of its business, or other related event, in which data may be collected, used, or shared for the purpose of negotiating or completing such transactions.
We maintain reasonable security procedures and technical and organizational measures to protect your Information against accidental or unlawful destruction, loss, disclosure, alteration, or use. However, because no data transmission is completely secure, and no system of physical or electronic security is impenetrable, we cannot guarantee the security of the information you send to us or the security of our servers, networks, or databases, and by using our Site/App/Service you agree to assume all risk in connection with the information sent to us or collected by us when you access, visit, and/or use our Site/App/Service, including without limitation your personally identifiable information, Information, or other registration Information, and we are not responsible for any loss of such information, or the consequences thereof.
The Site, App and Services are not intended for anyone under the age of 16 and we do not knowingly collect information from children under the age of 16. If you believe that we have inadvertently collected Personal Information from a child under the age of 16, please contact us at the address below and we will use reasonable efforts to delete the child’s information from our databases.
If you are a California resident using the Site, please read below to understand how we collect and share your personal information, and also about your rights under the California Consumer Privacy Act ("CCPA").
Over the past 12 months, we may have collected and disclosed the following categories of personal information, which we collect directly from you and from cookies and similar technologies deployed on your device:
We collect your personal information for the business purposes:
Our Site and App may contain links to websites or applications operated and maintained by third-parties, over which we have no control. Privacy Policy for these third-party sites and applications may be different from our Privacy Policy. You access these third-party sites and applications at your own risk. You should always read the privacy policy of a linked site or applications before disclosing any personal information on such site and/or through such applications. IBIZI is not responsible for information you submit to third-parties.
From time to time we may revise this Privacy Policy. If we make revisions, those changes will be posted in this Privacy Policy and the effective date will be noted at the end of the Privacy Policy. Therefore, you should review the Site and Privacy Policy page periodically so that you are up to date on our most current policies and practices.